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PRIVACY POLICY
You provide important information about yourself to a variety of businesses and organizations. In fact, when you do business with our financial institution, you’re asked to provide us with personal information. This information is important because it helps us get a better picture of your needs, provide better service, and complete your transactions more effectively.
We take every measure to safeguard the information you give us. We have no intention of selling that personal information to third-party businesses. The following policies outline how we use and safeguard the information you give us. For this reason, we ask you to please read them carefully.
THE INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from sources such as:
- Information we receive from you on applications or other forms,
- Information about your transactions with us.
- Information about your transactions with nonaffiliated third parties.
- Information from a consumer reporting agency.
Nonpublic personal information is information about you such as account balances, payment history, income and assets that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
THE INFORMATION THAT WE DISCLOSE
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial service providers with whom we have established a relationship. By contract, these parties must maintain the confidentiality and privacy of your information and use it only for the purpose for which we provide it to them.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
SECURITY OF YOUR PERSONAL INFORMATION
We restrict access to your nonpublic personal information to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

CHILDREN’S ONLINE PROTECTION
This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our offices.

SECURITY INFORMATION
Protect yourself while online.
- Before you download any software be sure to read the fine print. Some downloads come with spyware.
- Use anti-virus software and a firewall and be sure to keep the patches up to date.
- Be sure the security settings on your software are set up properly.
- Never allow your browser to save your PIN.
- Keep your internet PIN and passwords in a secure location. Do not store them on your computer.
The following websites are provided as a courtesy. They provide you with up to date information that is important in ensuring that you protect yourself from online fraud.
www.onguardonline.gov
www.cert.org
www.ftc.gov
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