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Mortgage Services


Online Mortgage Application Now Available! APPLY NOW

MEET OUR MORTGAGE DEPARTMENT




(Above) Dennis Huttenlocher discusses the online mortgage application.

NEWS RELEASE: USDA Recognizes Citizens State Bank as One of Illinois’ Top Guaranteed Housing Lenders - Read Full Article >


At Citizens State Bank, we understand that buying your home is one of the most important financial decisions you'll ever make. Whether it's your first home, second home, investment (rental) property, or farm, we have a variety of products to help fit your needs. We also offer our customers:


Fast Loan Approval

At Citizens State Bank, we offer local loan approval and servicing, free pre-qualifications, and no prepayment penalties. Because we make our decisions locally, we can get your mortgage approved in minutes, rather than days or weeks!


Locally Serviced Mortgages

At Citizens State Bank, you can always have your mortgage questions answered by a real live person in a timely fashion. Our mortgage team is always available to answer your questions.


Make loan payments right in our branches

You can always make a mortgage payment at any of our locations should the need arise.


We offer a variety of mortgage programs to fit every need.

Home Mortgages

Home Equity

• Need help finding which program fits your needs the best? Contact one of our Mortgage Lenders today.


View Our Mortgage Lenders NMLS Numbers >



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