Why Use Citizens State Bank For Your Mortgage Needs?

At Citizens State Bank, we understand that buying your home is one of the most important financial decisions you'll ever make.  Whether it's your first home, second home, investment (rental) property, or farm, we have a variety of products to help fit your needs.  We also offer our customers:

Fast Loan Approval
At Citizens State Bank, we offer local loan approval and servicing, free pre-qualifications, and no prepayment penalties.  Because we make our decisions locally, we can get your mortgage approved in minutes, rather than days or weeks!

Locally Serviced Mortgages
At Citizens State Bank, you can always have your mortgage questions answered by a real live person in a timely fashion.   Our mortgage team is always available to answer your questions. 

Make Loan Payments Right in Our Branches
You can always make a mortgage payment at any of our locations should the need arise.

We offer a variety of mortgage programs to fit every need.
Here are just a few of the competitive programs we offer:

• Fixed Rate Mortgages
• Balloon Mortgages
• First Time Homebuyer Programs
• USDA Rural Development Guaranteed Loan Program
• Bridge and Construction Loans
• Second Home  and Investment Property Loans

Do you need help finding which program fits your needs the best? Contact one of our mortgage lenders today