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2014 May Newsletter



Calculate How Much Home You Can Afford

Are you thinking about investing in a home of your own, but don’t know how much home you can afford? Visit Citizens State Bank’s website and test drive our handy mortgage calculator. With it, you can enter different mortgage amounts and interest rates to see the effect each has on your projected monthly mortgage payment. Make sure to always research property tax and homeowner’s insurance costs when calculating how much home you can afford. According to investment estimations, a good rule of thumb is to set your monthly mortgage, including taxes and insurance, at around 28% of your gross monthly income.


Should you find yourself in the market for a new mortgage, talk to one of our mortgage specialists. Or appy online at In addition to competitive rates, we offer a full menu of mortgage products and customer service that is second to none.







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