It is the Mission of Citizens State Bank to:
• Maximize profitability for the enrichment of the stockholders, yet maintain a financially sound bank
with conservative growth and quality customer service.
• Remain an independent community bank, providing our customers with financial solutions to fit their
needs.
• Be fair, honest, and sincere in all of our business relationships.
• Be regarded as a leader in our communities for the economic welfare of its citizens and the
enhancement of our physical surroundings.
• Develop a highly-efficient operation, along with a desirable and quality working environment for our
employees.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit
www.fdic.gov.
