Home > Personal > Checking

Personal Checking


FREE Personal Checking Account

Our FREE Personal Checking Account is offered free of any costly service charges and no minimum balance is ever required once the $100.00 initial opening deposit requirement is met. In addition, you get FREE unlimited check writing and FREE ATM or FREE Visa Debit Card.


Classic Citizens Choice

NOW Account Our Citizens Choice Account is available to our customers age 50 and over. This is a great solution to those who keep the minimum balance of $1000.00 in their account. There are no monthly service charges and you receive unlimited check writing. You receive a FREE ATM or FREE Visa Debit Card and receive FREE checks from our Traditional Line. Other benefits are FREE cashiers checks, FREE Money Orders and the opportunity for account holders to take advantage of our tour and travel opportunities.


Super NOW Account

Our Super NOW account has a tiered interest rate that allows you to earn more interest as your balance increases. There are no monthly fees as long as a $2500.00 average balance is maintained and you will also receive a FREE ATM or FREE Visa Debit Card. Customers can write up to 20 checks per month at no charge. This account is limited to individuals, non-profits and government entities.


SWEEP Checking Account

Our SWEEP Checking account provides a great way for our customers to protect themselves from overdraft fees. This account provides automatic transfers to your checking account to protect from overdrafts in increments of $100.00. All of our SWEEP Checking Accounts must be tied to a SWEEP Savings Account.



Account Log In

Locations

Lena
102 W. Main Street
(815) 369-4524
Stockton
133 W. Front Avenue
(815) 947-3366
Freeport
1525 S. Forest Road
(815) 801-4524

In The News

Press Releases
Citizens State Bank news you should know about.


Banking News
Stay up-to-date with what's happening in the banking industry.

Citizens Trips

View our products and services Join our e-newsletter list