Personal Loans
At Citizens State Bank, it is our goal to help your dreams become a reality. Our consumer loan staff offers personal service and competitive rates on a variety of personal loans to meet your needs. Whether you are purchasing a new or used vehicle, boat, snowmobile, ATV, collectible car, or are looking to take a dream vacation, we have a loan that will work for you.
• Vehicle Loan
• Student Loan
• Debt Consolidation Loan
• Personal Line of Credit
• Home Mortgages
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit
www.fdic.gov.