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A Word From Our President


Let me be the first to welcome you to csbnow.com! We are excited to make it even easier for you to access our services and allow you to do your banking when it is convenient for you in the comfort of your own home or office.


We at Citizens State Bank are proud of our heritage as a true community bank. We have been a locally owned and operated financial institution serving the people in and around Lena and Stockton for over 135 years. While you're welcome to visit us at our Freeport, Stockton, and Lena locations for your banking needs, we have also made a number of convenient services available through our website, including Internet Banking, Online Bill Pay, and our popular Online Mortgage Application. I encourage you to explore the site further to discover these and other resources which I'm sure will prove beneficial to your overall banking experience.


Obviously, a lot has changed since our inception in the 1880’s, but what remains constant throughout our long history and into the future is our promise to you of being confident, courteous and close by.


If you are currently a customer, I sincerely thank you for your continued support and trust and look forward to serving your future needs. If you are not yet a customer, I invite you to give our style of banking a try. If you are looking for a bank where customer service has been the top priority for over 135 years, all of the decisions are made locally by people who live here in your community, then we are the bank for you. Please call us, e-mail us, or stop into one of our branches to find out more information and how we can help you.


Sincerely,


Frederick “Fritz” Kuhlmeier

President & CEO



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