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Citizens State Bank is an independent, locally-owned community bank that has made our customers our top priority since the 1880s. With locations in Lena, Stockton, and Freeport, we offer a full range of financial services and the promise of always being confident, courteous, and close by.

All business decisions are made locally by people who live and work where you do allowing us the flexibility to customize our diverse products and services to meet your specific needs. In addition to our personal and business banking, mortgage and consumer loans, trust and investment services, we are proud to be the largest commercial bank ag lender in northwest Illinois.

Get More at CSB…we are confident, courteous, and close by!

Meet our team:
Lena
Stockton
Freeport

What’s New

Check out the latest CSB promotions by clicking on the graphics below.

CSB Mobile Banking App

Access Internet Banking and Online Bill Pay on your smartphone with our Mobile Banking App.  It’s available on both the Google Play and Apple App store.

If you have a NetTeller account or an Online Banking account, you can download the app and in seconds have the bank right in the palm of your hand. Use the app to check account balances, pay bills, view recent activity, verify cleared checks and payments and more. With our Mobil Banking App, you can manage your account anytime, anywhere ––whether you’re in town or roaming the countryside.

Learn more.

Community Involvement

We are a community bank.  That means we’re here to benefit the community.  In addition to providing smart products and services, we give back to the community.  It’s our way of saying Thank You for your support.

Freeport All In logo
2017 Lena Fall Festival Parade
2017 Lena Fall Festival Parade
Citizens State Bank employees had the pleasure of participating in the 2017 Lena Fall Festival parade
Congratulations Kellie!
Congratulations Kellie!
Kellie White receives the USDA Recognition Award for Business Partners
CSB Scholarship Winners
CSB Scholarship Winners
2017 CSB Scholarship winners gathered for a luncheon at Stella's Café in Stockton on June 9th
Big Brothers, Big Sisters' Bowl for Kids Sake
Big Brothers, Big Sisters' Bowl for Kids Sake
CSB's Stockton team enjoys an evening of bowling for a great cause!
Appreciation Lunch
Appreciation Lunch
CSB staff serving up lunch to local farmers at Gavilon Grain in Warren, IL
Lena Community Center Donation
Lena Community Center Donation
CSB President Fritz Kuhlmeier presents donation check to members of the Lena Community Center Board. The donation will be used for upgrades to the building
Freeport School Pride Debit Card Donation
Freeport School Pride Debit Card Donation
All proceeds from the sale of the CSB school pride debit card program goes back to our local schools
Pearl City School Pride Debit Card Donation
Pearl City School Pride Debit Card Donation
All proceeds from the sale of the CSB school pride debit card program goes back to our local schools
Le-Win School Pride Debit Card Donation
Le-Win School Pride Debit Card Donation
All proceeds from the sale of the CSB school pride debit card program goes back to our local schools
Stockton School Pride Debit Card Donation
Stockton School Pride Debit Card Donation
All proceeds from the sale of the CSB school pride debit card program goes back to our local schools
United Way Day of Action
United Way Day of Action
CSB staff painted decks and benches for a great cause!
Stockton 5K/10K
Stockton 5K/10K
CSB staff man the food table at Stockton's annual 5K/10K event
Freeport Homecoming Parade
Freeport Homecoming Parade
Hamilton, the orange pig, joined CSB staff as they took to the streets for Freeport High School's Homecoming Parade
Stockton Homecoming Parade
Stockton Homecoming Parade
Hamilton, the orange pig and CSB staff enjoy the crowds as they marched in the Stockton High School Homecoming Parade

If your credit or debit card is lost or stolen during normal business hours, please contact Citizens State Bank.
After Hours:
 Debit Cards:  Call 1-866-546-8273
Credit Cards:  Call 1-800-325-3678